Non Traditional Loan Products
FHA 100% Financing
Standard FHA 1st with a Silent 2nd
620 Minimum FICO
Income Limits Apply – Contact for Details
95%LTV to $1.5M FULL DOC / 90% to $2.5M ALTDOC (Bank Statements)
NO DOLLAR LIMIT on CASHOUT!
Up to 80%LTV on IP CASHOUT (Including 2-4 Units!!)
Will Consider NonWarrantable Condos!
At 80%LTV, ENTIRE DP can be gift!!
30Y / 15Y / 5.1 ARM / 30YW/10YIO Available!
1YR TAX RETURN Feature as well!!
Allows **1 DAY** Out of Foreclosure or Short Sale
Allows Minimum 1 Year out of BK
BK13 Buyout – OK!
5% Minimum Contribution from Borrower’s Own Funds Required
Allows 24M Business or Personal Bank Statements to be Used as Income Verification
Loans up to $2.5M ONE YEAR out of Foreclosure/ShortSale/BK
12 Months Personal Bank Statements as Verification of Income – OK!
Lower LTVs – Attractive Rates
Professional Investor Product
Loans from $100K to $2M
No DTI/DSCR Calculations/Considerations
No Reserve Requirement
Only Asset Verification Required are Funds to Close (Purchases)
Not for Consumer use, for Mortgage and Real Estate Professionals ONLY. This does not meet TILA or RESPA requirements for advertising. All programs offered by Secondary Market Investors and all Terms are subject to change without notice. This is not an Underwriting Matrix or Loan Approval. All Loans are subject to Terms and Conditions. For Oaktree Funding Approved Brokers and Lenders ONLY.