CONSULTANTS
A Real Estate & Mortgage Company
USA FINANCIAL
Contact Us
CONSULTANTS
A Real Estate & Mortgage Company
USA FINANCIAL
Contact Us
CONSULTANTS
A Real Estate & Mortgage Company
USA FINANCIAL
Contact Us
CONSULTANTS
A Real Estate & Mortgage Company
USA FINANCIAL
Contact Us
CONSULTANTS
A Real Estate & Mortgage Company
USA FINANCIAL
Contact Us
Want to buy your dream house? We are here to help you! Call us today!
Call (619) 665-5752

Let’s work together

We are always on time. No matter what we will do anything to serve you with no delays because we respect you.

Making Homeownership A Reality

USA Financial Consultants is an independent diversified Real Estate and Mortgage Brokerage firm that aims to understand, anticipate and meet its clients’ financial needs with a multitude of high-quality services.

Property Search

FHA 100% Financing/Platinum Jumbo/95%LTV to $1.5M FULL DOC / 90% to $2.5M ALTDOC (Bank Statements)/NO DOLLAR LIMIT on CASHOUT!/Up to 80%LTV on IP CASHOUT (Including 2-4 Units!!)

First time buying a house? Learn about the incentives you can receive!
First Time House Buyer

Sold Houses

We have had the pleasure of helping over 4500 local homeowners. Below see some property samples sold. Contact us today!

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2051 Wales Dr, Cardiff, CA

Sold for $1.45 million

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1537 Sweetwater Lane, Chula Vista, CA

Sold for $250k

2550 GRANDVIEW

2550 Grand View St, San Diego, CA

Sold for $960k

1029 guatay

1029 Guatay Ave Chula Vista, CA

Sold for $410k

genMid.150065116_3

8875 Robles Way, San Diego, CA

Sold for $580k

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2911 Ocean View Blvd, San Diego, CA

Sold for $345k

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Loan Products

 

Read Our Clients Testimonials

What Clients Are Saying

“It was expected that this would be a long process, especially since we kept going back and forth between properties; however James kept us centered and helped us with a decision. Overall, I was very satisfied with his work process and would recommend him to others. He would call me to keep me updated on how everything was going and did well in getting back to me when I called. The only downfall was the expectation of closing wasn’t as quick as possible, but it was partly due to the Thanksgiving holidays. We seemed to have overestimated the payment at the end and it turned out to be less than what we thought, which was amazing! It made us very happy at the end.
MIKE FLANAGANMIKE FLANAGAN
“James Darby is an honest man who helps people. He helped me in the form of purchasing a house. Had some credit problems, but they all got resolved. James is very professional with his work. If I had an opportunity to buy another house I would go to him – very adequate in his work. If anyone needs help buying a home I would recommend him. He is an excellent person!”
LAURA MARTINEZLAURA MARTINEZ
I would recommend USA Financial Consultants without hesitation. They saved my condo from foreclosure and got my loan modification done. James Darby and his staff are professional, dedicated and persistent when it comes to working for the client. What I liked the most is that everyone in the office logs their work/notes in a computer, so when the client calls to ask a question, anyone in the office can look in the computer and read the notes. The notes always included information such as who called, on what date, at what time, with whom they spoke, and what was communicated. The reason I put one dollar for the approximate cost of service is because I didn’t pay for the service and I am unaware of the amount paid. It would be best for one to inquire with them directly for pricing. I really appreciate someone who will fight for me. thank you!
ANGELICA GARCIAANGELICA GARCIA

Meet the Team

James-Darby

James Darby

Real Estate Broker/CEO
Benjamin-Vizquerra1

Benjamin Vizquerra

Real Estate Assistant
ana 5

Ana Maria Canepa

Real Estate Agent
Irene-Cortez1

Irene Cortez

OFFICE MANAGER
Dustin-Johnston1

Dustin Johnston

Commercial Real Estate Manager
Ofier-Zigner1

Ofier Zigner

Real Estate Broker-Associate
Giannina

Giannina Bonifaz

Buyer and seller's agent
Angela

Angela Lombrozo

Buyer and seller's agent
alex

Alex Lombrozo

Loan Officer and Real Estate Agent
ELLIE TAJ

Elham Tajbakhsh

Real Estate Agent
CHARLES

Charles Peterson

NMLS JUNIOR LOAN OFFICER