A Real Estate & Mortgage Company

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A San Diego Real Estate and Mortgage Company

USA Financial Consultants is an independent diversified Real Estate and Mortgage company that aims to understand, anticipate and meet its clients’ financial needs with a multitude of high-quality services. We are always on time. No matter what we will do anything to serve you with no delays because we respect you.

Loan Products

USA Financial Consultants

From a San Diego Real Estate and Mortgage Company

USA Financial Consultants Loan Types

VA Loans

A VA home loan can provide eligible borrowers with advantages that do not exist with conventional home mortgages

USA Financial Consultants Loan Types

Mortgage Loans

There are a number of ways to secure a lower rate than what might be advertised, but you have to be careful.

USA Financial Consultants Loan Types

FHA Loans

They can offer down payment as low as 3.5% for good credit applicants. It allows for the majority of the fees to be covered by your loan.

USA Financial Consultants Loan Types

Non Traditional Loans

There are multiple non traditional loan products available and offered by our San Diego Real Estate and Mortgage Company to our clients.

USA Financial Consultants Loan Types

Jumbo Loans

Home loans that exceed conforming loan limits imposed by Fannie Mae and NewHomeSold Freddie Mac that buy mortgages from lenders.

USA Financial Consultants Loan Types

Conventional Loans

A conventional home loan is not guaranteed by a government organization, such as the Federal Housing Administration or the Department of Veterans Affairs.

Meet Our Team

USA Financial Consultants

San Diego Real Estate and Mortgage Company

USA Financial Consultants Team
First time buying a house? Learn about the incentives you can receive!
First Time House Buyer

What Clients Are Saying

“It was expected that this would be a long process, especially since we kept going back and forth between properties; however James kept us centered and helped us with a decision. Overall, I was very satisfied with his work process and would recommend him to others. He would call me to keep me updated on how everything was going and did well in getting back to me when I called. The only downfall was the expectation of closing wasn’t as quick as possible, but it was partly due to the Thanksgiving holidays. We seemed to have overestimated the payment at the end and it turned out to be less than what we thought, which was amazing! It made us very happy at the end.
“James Darby is an honest man who helps people. He helped me in the form of purchasing a house. Had some credit problems, but they all got resolved. James is very professional with his work. If I had an opportunity to buy another house I would go to him – very adequate in his work. If anyone needs help buying a home I would recommend him. He is an excellent person!”
I would recommend USA Financial Consultants without hesitation. They saved my condo from foreclosure and got my loan modification done. James Darby and his staff are professional, dedicated and persistent when it comes to working for the client. What I liked the most is that everyone in the office logs their work/notes in a computer, so when the client calls to ask a question, anyone in the office can look in the computer and read the notes. The notes always included information such as who called, on what date, at what time, with whom they spoke, and what was communicated. The reason I put one dollar for the approximate cost of service is because I didn’t pay for the service and I am unaware of the amount paid. It would be best for one to inquire with them directly for pricing. I really appreciate someone who will fight for me. thank you!